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Definitions

March 10, 2010

Northeast Account
The Northeast Account offers checking without a monthly basic fee if you keep a $200 minimum balance or have 6 or fewer debits during a statement cycle. If balance fall below $200 and you have more than 6 debits during the statement cycle, you will be charged 25¢ per item with a minimum charge of $5.

Northeast Plus Account
Our Northeast Plus Account pays a competitive rate of interest. There is no monthly basis fee or per check charges if a minimum balance of $500 is maintained. If balance falls below $500 during the statement cycle, the monthly basic fee will be 25¢ per debit with a minimum of $7.

Northeast Flag Account
Customers 50 years of age and over qualify for our Flag Account. Flag Account customers enjoy free checking with interest and no minimum balance. Non-duplicate "Flag Account Specialty" checks and a host of other valuable benefits are included with your Flag Account. You may also enjoy the travel and financial benefits offered through our Free Spirit Club by keeping a minimum of $3,000 in any combination of deposit accounts at Northeast Bank.

Northeast Banner Account
The Northeast Banner Account is the perfect account if you want simple, worry-free checking. The Banner Account allows you unlimited check writing without monthly service charges or minimum balance requirements. The only requirement for this account is a Northeast Ready Reserve with a minimum credit line of $3,000. Ready Reserve is subject to credit approval.