Rates

Rates effective as of July 24, 2014

APY = Annual Percentage Yield. APY assumes interest remains on deposit until maturity. Interest rates and APY may change after accounts are opened. Fees and/or withdrawals will reduce earnings.

CD Time Deposit Accounts

TermMinimum Deposit to Open AccountInterest Rate*APYPayment FrequencyPenalty for Early Closure

(less than 3 months
after opening)

3 Month$1,000
$10,000
0.10%
0.15%
0.10%
0.15%
Maturity3 month loss of interest can be taken from principal
6 Month$1,000
$10,000
0.15%
0.20%
0.15%
0.20%
Maturity3 month loss of interest can be taken from principal
12 Month$1,000
$10,000
0.20%
0.25%
0.20%
0.25%
Maturity6 month loss of interest can be taken from principal
24 Month$1,000
$10,000
0.35%
0.40%
0.35%
0.40%
Annually & at Maturity6 month loss of interest can be taken from principal
36 Month$1,000
$10,000
0.65%
0.70%
0.65%
0.70%
Annually & at Maturity12 month loss of interest can be taken from principal
48 Month
60 Month
$1,000
$10,000
0.95%
1.00%
0.95%
1.00%
Annually & at Maturity12 month loss of interest can be taken from principal

CD Specials

TermMinimum Deposit to Open AccountInterest Rate*APYPayment FrequencyPenalty for Early Closure

(less than 3 months
after opening)

13 Month**$2,5000.30%0.30%Annually & at Maturity6 month loss of interest can be taken from principal.

(single maturity)

Savings Accounts

ProductMinimum Balance to Earn InterestInterest RateAPYPayment FrequencyPenalty for Early Closure

(less than 3 months
after opening)

Minimum Balance to Avoid Fee
NE SavingsNone0.05%0.05%Quarterly$20$50.00
NE Money Market$10,000
$100,000
$500,000
0.10%
0.20%
0.30%
0.10%
0.20%
0.30%
Quarterly$20$50.00

(all tiers)

NE YouthNone0.10%0.10%QuarterlyNone$0

IRAs

TermMinimum Deposit to Open AccountInterest Rate*APYPayment FrequencyPenalty for Early Closure

(less than 3 months
after opening)

12 Month$5000.25%0.25%Annually & at Maturity6 month loss of interest can be taken from principal & early account closing prior to 3 years $50
24 Month$5000.40%0.40%Annually & at Maturity6 month loss of interest can be taken from principal & early account closing prior to 3 years $50
36 Month$5000.70%0.70%Annually & at Maturity12 month loss of interest can be taken from principal & early account closing prior to 3 years $50
48 Month$5001.00%1.00%Annually & at Maturity12 month loss of interest can be taken from principal & early account closing prior to 3 years $50
60 Month$5001.00%1.00%Annually & at Maturity12 month loss of interest can be taken from principal & early account closing prior to 3 years $50

Health Savings Account

ProductMinimum Deposit to Earn InterestInterest RateAPYPayment FrequencyPenalty for Early Closure

(less than 3 months
after opening)

Minimum Balance to Avoid Fee
Health SavingsNone0.03%0.03%Monthly$20$1,000.00

Checking Accounts

ProductMinimum Balance to Earn InterestInterest RateAPYPayment FrequencyPenalty for Early Closure

(less than 3 months
after opening)

Minimum Balance to Avoid Fee
NE PlusNone0.03%0.03%Monthly$20 $500.00
NE FlagNone0.03%0.03%MonthlyNone$0

* Rates do not apply to Jumbo Certificates.

** For rate renewal information only, not available for purchase.