Home Equity Line of Credit
Make your dreams come true with a little help from your friends
Talk to one of our bankers about a home equity line of credit.
*Home equity lines of credit are available on single family, owner-occupied homes. Minimum credit line extended is $5,000. Owner must provide property insurance. All loans subject to credit approval. Zero closing costs for loans up to $50,000. Estimated fees for loans greater than $50,000 range from $250 to $500 depending upon the loan amount. Annual Percentage Rate (APR) is for loan to value of less than 80%. Variable rate will be adjusted daily to the highest prime lending rate published by the Wall Street Journal (WSJ), but will not be adjusted to less than 4.25% APR. The current WSJ prime is 4.00% therefore the current rate is 4.25% as of June 1, 2017, 60 month maturity. Maximum rate is 18% APR with a floor of 4.25% APR.